Saskatchewan operates a mandatory vehicle registration and insurance program. When you buy your Saskatchewan licence plates, you also buy a basic package of insurance that includes:
- coverage for damage to your own vehicle subject to a deductible
- coverage for personal injury as a result of a vehicle crash with personal auto injury insurance
- liability insurance for damage your vehicle may cause to the vehicle or property of others or injuries it may cause to other people
Extended insurance coverage
You can also buy additional insurance for your vehicle, known as a package policy or auto extension insurance. Just ask your insurance broker.
Having additional insurance can give you:
- increased protection when travelling within or outside of Saskatchewan
- a lower deductible
- no deductible for wildlife collisions, fire and theft
- coverage to replace your brand-new vehicle
If you have an automobile extension policy, it is important to notify your insurance broker if you change your licence plate number.
Consequences of a collision
When you're at fault for a collision, your safe driving record is affected. This may result in a financial penalty. See information on our Safe Driver Recognition program for full details.
You may also be fined by law enforcement for traffic convictions.