For upcoming changes to the Business Recognition program, visit the Business recognition page.
The following vehicles are eligible to participate in the Business Recognition program:
- vehicles in commercial Class A, C and D
- International Registration Plan (IRP) vehicles
- heavy vehicles in farm Class F
- vehicles in dealer plate Class L
- vehicles in bus Class PB, PC and PS
- vehicles in taxi Class PT
- police, rental vehicles, ambulances, hearses and restricted buses
- vehicles registered to a limited or incorporated company (excluding motorcycles)
Ineligible vehicles include:
- vehicles that self-insure (i.e., Government of Canada and RCMP)
- vehicles that receive only partial insurance coverage (i.e., snowmobiles)
New businesses are eligible to participate in the Business Recognition program. The 1st time you register a commercial or International Registration Plan (IRP) vehicle in Saskatchewan, you may be required to submit:
- details about your business' insurance history
- information about the history of the vehicles insured
If your company is related to another company, the loss history of the previous company will be considered when assessing the risk of your new company.
Businesses new to Saskatchewan
Businesses that move to Saskatchewan from other jurisdictions qualify under the Business Recognition program.
Businesses are assessed under the program as of Dec. 31 of each year. Any claims history accumulated in Saskatchewan before year-end will be used to determine if a discount or surcharge will apply. Until then, you'll pay the base insurance premium.
Where appropriate, we may also consider your claims experience from other jurisdictions.
Business vehicles registered to individuals
Commercial and farm class heavy vehicles registered to individuals are eligible for a discount under the Business Recognition program if the owners have a good claims record.
Safe Driver Recognition program
Business vehicles registered to individuals are excluded from the Safe Driver Recognition program for the following reasons:
- Most business vehicles are registered under a company name and have no driving record, which is how discounts and penalties are assessed under the Safe Driver Recognition program.
- Even though some business vehicles are registered to individuals, we cannot determine if a sole proprietor or employees of the business operate the vehicles.
- If employees operate the vehicles, using the vehicle owner's driving record is not an accurate way to determine if a discount or surcharge should be applied.
The Business Recognition program uses the at-fault claims attributed to the company to determine the discount or surcharge, which is a more appropriate way to measure the insurance risk posed by the business.