Demerit points
The number of points assessed for each driving incident depends on how likely the behaviour is to cause a crash. The exception is failing to wear a seatbelt, which is assessed points because of the increased chance of injury.
The most common incidents in each point category are listed first.
- 3 points
- driver fail to wear seatbelt
- exceed speed limit in school zone
- drive while passenger unrestrained
- turn left across traffic
- fail to yield or proceed before safe
- proceed contrary to signage
- exceed 60 km/h when passing emergency vehicle
- disobey amber light
- exceed 60 km/h when passing highway worker or flag person
- fail to yield to driver on the right
- insufficient signaling
- fail to yield to pedestrian
- fail to yield when entering highway
- fail to yield when leaving lane or alley
- allow rider on vehicle exterior
- fail to yield to pedestrian on amber light
- fail to yield on green arrow
- fail to stop for peace officer
- disobey directions of flag person or peace officer
- impede traffic
- drive unsafely on being overtaken
- radar warning device in commercial vehicle
- overcrowded steering compartment
- exceed 60 km/h when passing tow truck
- turn left on red light when prohibited by sign
- proceed contrary to green arrow
– 4 points
- operating a vehicle while using a cellular telphone
- fail to stop or proceed before safe
- 24-hour roadside suspension (experienced driver)
- without due care or reasonable consideration
- disobey red light
- drive while licence suspended or cancelled, or refused issue
- 30-day roadside suspension (new driver)
- stunting
- exceed a safe, reasonable speed
- fail to report collision
- exceed speed limit by more than 50 km/h
- disobey traffic control device
- contest of speed
- pass to the right
- fail to stop for railway crossing signal
- disobey school bus signal
- disobey flashing red light
- drive while on 24-hour suspension
- false statement
- drive left of median
- fail to yield to emergency vehicle
- fail to stop for level railway crossing
- drive over median
- enter or leave controlled access highway unlawfully
- racing
- insecure load
- fail to activate school bus signal
- 6 points
At-fault motor vehicle collisions (where SGI pays $305 or more)
- 10 points
A conviction for one of these offences takes the driver to a safety rating of -20 points or less and causes the maximum financial penalty of $500 except for Criminal Code Offences resulting in injury or death, when the penalty is $2,500.
- over 80 mg alcohol
- drive while disqualified (provincial offence)
- impaired driving
- drive while disqualified
- fail to comply with demand
- dangerous driving
- flight
- leave scene of accident
- impaired driving (injury)
- dangerous driving (injury)
- impaired driving (death)
- criminal negligence (injury)
- dangerous driving (death)
- criminal negligence (death)
- manslaughter
- criminal negligence
- flight (injury)
- flight (death)
- over 80 mg alcohol (injury)
- over 80 mg alcohol (death)
- fail to comply with demand (injury)
- fail to comply with demand (death)
- leave scene of accident (injury)
- leave scene of accident (death)
- criminal negligence while street racing (death)
- criminal negligence while street racing (injury)
- dangerous driving while street racing
- dangerous driving while street racing (injury)
- dangerous driving while street racing (death)
In the event of a discrepancy between the above wording and the governing legislation, the legislation will prevail.
View the The Safety Rating Scale for a visual representation of the program.
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