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Insurance requirements

Cargo Insurance Third Party Liability Notes
 
Class A – Only A Plated Vehicles Can Register Under IRP for Out-of-Province Travel
5,000 kg – 11,000 kg Yes* Yes Exempt from Cargo insurance if Hauling Low Value or Owner’s Own Goods
11,001 kg & Greater Yes* Yes Exempt from Cargo insurance if Hauling Low Value or Owner’s Own Goods
* Exemption Must Be Obtained and Approved By HTB
 
Class C & D – Cannot register under IRP But Can Leave the Province on Single Trip Permits
5,000 kg – 11,000 kg No Yes
11,001 kg & Greater No Yes
 
Class LV – If registered as Commercial or Business Purposes
5,000 kg – 11,000 kg No Yes Exempt From Third Party Liability Liability insurance if Operating in Sask.
11,001 kg & Greater No Yes
 
Class F No No
 
Class PB No Yes
 
Class PS No Yes Only if 10 Passengers or More Including the Driver
 

Minimum insurance coverage

Third party liability:

Coverage:

$1,000,000 - All carriers transporting freight except Schedule 12 dangerous goods

$2,000,000 - All carriers transporting Schedule 12 dangerous goods

Cargo liability

Cargo amounts for all vehicles not exceeding the following weight categories:

12,700 kg 21,000 kg 37,000 kg Over 37,000 kg
$ 15,000 $ 20,000 $ 27,000 $ 32,000

Buses:

Public Liability

Coverage:

Bodily injury

Passenger Capacity Insurance
15 or less $1,000,000
16 or more $3,000,000
and is in addition to amounts required under “The Automobile Accident Insurance Act”.

If you have any questions regarding the information above, please contact the Highway Traffic Board at 306-775-6674.

 

 

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