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Insurance requirements
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Cargo Insurance |
Third Party Liability |
Notes |
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| Class A – Only A Plated Vehicles Can Register Under IRP for Out-of-Province Travel |
| 5,000 kg – 11,000 kg |
Yes* |
Yes |
Exempt from Cargo insurance if Hauling Low Value or Owner’s Own Goods |
| 11,001 kg & Greater |
Yes* |
Yes |
Exempt from Cargo insurance if Hauling Low Value or Owner’s Own Goods |
| * Exemption Must Be Obtained and Approved By HTB |
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| Class C & D – Cannot register under IRP But Can Leave the Province on Single Trip Permits |
| 5,000 kg – 11,000 kg |
No |
Yes |
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| 11,001 kg & Greater |
No |
Yes |
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| Class LV – If registered as Commercial or Business Purposes |
| 5,000 kg – 11,000 kg |
No |
Yes |
Exempt From Third Party Liability Liability insurance if Operating in Sask. |
| 11,001 kg & Greater |
No |
Yes |
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| Class F |
No |
No |
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| Class PB |
No |
Yes |
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| Class PS |
No |
Yes |
Only if 10 Passengers or More Including the Driver |
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Minimum insurance coverage
Third party liability:
Coverage:
$1,000,000 - All carriers transporting freight except Schedule 12 dangerous goods
$2,000,000 - All carriers transporting Schedule 12 dangerous goods
Cargo liability
Cargo amounts for all vehicles not exceeding the following weight categories:
| 12,700 kg |
21,000 kg |
37,000 kg |
Over 37,000 kg |
| $ 15,000 |
$ 20,000 |
$ 27,000 |
$ 32,000 |
Buses:
Public Liability
Coverage:
Bodily injury
| Passenger Capacity |
Insurance |
| 15 or less |
$1,000,000 |
| 16 or more |
$3,000,000 |
| and is in addition to amounts required under “The Automobile Accident Insurance Act”. |
If you have any questions regarding the information above, please contact the Highway Traffic Board at 306-775-6674.
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