Saskatchewan Rates

Our customers continue to benefit from the lowest average personal auto insurance rates in Canada, based on a comparison of the 34 most frequently registered vehicles in Saskatchewan.

How we keep our rates low:

1. The Saskatchewan Auto Fund is an insurance program that operates on a self-sustaining basis over time. That means that, unlike competitive insurance companies, the Auto Fund does not need to generate a profit, so you pay less for your auto insurance.
2. Our philosophy is that all drivers should be treated equally unless their driving records show they are a greater risk for causing a collision. That means we don’t use a drivers’ age, gender or where they live to determine a cost for their auto insurance.
   • Because we don’t need to track and consider all those factors, we don’t have to do as much work as other companies to determine the insurance rate you pay.
   • In dollars and cents, that helps us have among the lowest administration costs of any insurance company in the country which is reflected in Saskatchewan’s lower auto insurance rates.

Our vehicle registration and insurance rate calculator will show you how much it will cost to plate your vehicle.