All Saskatchewan residents start out with No Fault Coverage.
You can't choose the coverage you want after you've been injured. The coverage you have at the time of a collision is the coverage you'll receive for any injuries you suffer.
Whichever coverage you choose will remain in effect until either:
- You file a declaration form changing it.
- You're no longer a Saskatchewan resident.
Guide to Choosing Personal Auto Injury Insurance - Temporarily unavailable
Comparison of No Fault and Tort Coverage
Understanding the differences between the benefits offered by No Fault and Tort injury insurance will allow you to make a decision that's best for you.
Benefits coverage
Liability coverage
Changing your coverage
There's no cost to change your coverage. You can change coverage at any time by filing a declaration form with SGI:
- To switch from No Fault to Tort Coverage, file a Declaration for Tort Coverage form (pdf, 120 kb).
- To switch from Tort to No Fault Coverage, file a Withdrawl from Tort Coverage form (pdf, 116 kb).
Once completed, return your form to any SGI branch office or motor licence issuer, or mail to:
SGI
Auto Fund Division
2260 - 11th Ave.
Regina, SK S4P 2N7
