Motorhome value

Be sure to include PST and GST when determining your motorhome's value.

To determine the fair market value (actual cash value) of your motorhome, consider the following factors:

• make
• model
• year
• mileage
• condition

Be sure to include PST and GST when determining your motorhome's value. Your local motorhome dealer may be able to give you some guidance on the market value of your motorhome.

In the event of a total loss

If you incur damages to your motorhome and it becomes a total loss, you will receive the fair market value up to a maximum of value you declare at registration. For example:

• If you declare a value of $20,000, but the actual cash value is $15,000, you would be paid $15,000 (less your deductible if you are responbile/at fault) for a total loss.
• If you declare a value of $20,000, but the actual cash value is $24,000, you would be paid $20,000 (less your deductible if you are responsible/at fault) for a total loss.