Based on your business' claims history with SGI, you'll either:
- be eligible for a discount on your basic vehicle insurance
- be subject to a surcharge on your basic vehicle insurance
- pay the base insurance premium with no discount or surcharge
Businesses that have a good claims history are rewarded with discounts of up to 10% on their basic vehicle insurance. Businesses that have claims for which they were held responsible are subject to lower discounts or a surcharge on their basic vehicle insurance.
Traffic convictions are not considered when determining a business' assessment. Traffic convictions are attributed to the driver and may impact the driver's safety rating under the Safe Driver Recognition program. Only at-fault collisions will affect your assessment.