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Home / Businesses / Business Recognition program
Business recognition
  • Program eligibility
  • How the program works
    • Capped loss ratio
    • Loss ratio assessments
  • Appealing your assessment
  • IRP businesses
  • Driving discounts program review

Business Recognition program

Businesses that own and operate vehicles are eligible to participate in the Business Recognition program.

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Based on your business' claims history with SGI, you'll either:

  • be eligible for a discount on your basic vehicle insurance
  • be subject to a surcharge on your basic vehicle insurance
  • pay the base insurance premium with no discount or surcharge

Businesses that have a good claims history are rewarded with discounts of up to 10% on their basic vehicle insurance. Businesses that have claims for which they were held responsible are subject to lower discounts or a surcharge on their basic vehicle insurance.

Traffic convictions are not considered when determining a business' assessment. Traffic convictions are attributed to the driver and may impact the driver's safety rating under the Safe Driver Recognition program. Only at-fault collisions will affect your assessment.

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Contacts
Customer Service Centre
1-800-667-9868
Assets / Links
Safe Driver Recognition program
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